The Sandwich Generation

The Sandwich Generation 

Isa ka ba sa mga minalas na pinanganak sa broken world na nagtaasan ang bilihin?

"Your children are not your retirement plan. Your parents are not your emergency funds."

Oh you have heard this many times, right?! Whether you're a Millennial or not, you can still be impoverished with the way you think that can affect the way you live. It's in your MENTALITY so, stop the blame. This simple education that I've realized could be helpful in surviving this broken world. I am a Millennial and I am one of the GENERATIONAL CURSE BREAKERS.

Indeed and I am the heck of a pride! What I see, notice, even learnt from my journey is everything we do has money involved. Even our life span can be lengthened by eating pricey organic and maintaining it from medication. Travelling and buying appliances that could save us more time to rest and relax. What if you don't have anything left for you because, you have an obligation that you don't have a choice but to lend or else people will judge you, Furthermore, it will lead to guilt for which we choose not to support because, it's not totally your responsibility to be the main provider.

Let's elaborate. This is the majority case. You're a man. Male, degree holder, very likely a Middle class paying job and who have found stability in a corporation. Sounds soothing! Ahhh! But But But. You're a Millennial. You have living parents who stop working for whatever the reason and no excuses here huh, just a plain example. They don't have other incomes except a pension. Basic Filipino pensioners have 8,000 pesos a month. And of course, they don't have life insurance, a business or an investment. Since you have a good paying job and you're the so-called BREADWINNER. Hooray! You are obliged to help the household and a possibility of putting your siblings in college. Your sister should not have gotten impregnated during her school days, if you want to be even luckier. 

Now YOU! Middle class salary who pays 3x bills such as ENERGY, WATER and INTERNET. Plus rent, groceries for all, gasoline, lifestyle etc. Suddenly, you want someone who will take care of you when you get older. Same what you're doing right now. How much would the dating and chasing years plus her engagement ring? You got married and whatever she finishes she should probably stop working for the sake of children. You should be ready. She might not recover and unable to continue. Additional 2 or even more mouths to feed. Their health, their schools, more groceries and emergency funds that should not have touched ever. Logically some don't have insurance for them. Ooops wait, it's the information age. Your children must have technology such as phones and laptops in case of online classes due to heat class suspension. Each must have. Computer literate people are hirable nowadays. A college ready fund must not be touched ever for assurance of not being a FAILED PARENT. And mind again the pregnancy. If you've been so lucky enough that you teach your children to take care of their responsibility of OWNING their obligation of becoming a parent. What if not, what if they still need you. Hmm 

At Last, this is a true case for some. Since you're a man. (So I am so sexist about this post.) You're well off, is enough to say you have a decent job. You're OBLIGED to HELP YOUR FAMILY'S WIFE! Why is that?! Of course, you're part of the family. It is a must. It would be so impolite if you are to make a signed agreement for assurance. Ouch. This is quite true to some life story especially, the AFAMS. Whoever you are sirs, damn you're a MAN OF STEEL. I FUCKING SALUTE YOU. 

Hey wait up! This is true in my case. I did not include our Eldest generation earlier but, this is actually rare. It happened to be the most draining part of their history. Grandmother must be saved at all costs. Grandkids lend money. Far worse. It was promised to be paid back in a land title. Of course nothing happened. 🤣 Where's the financial security? A money must be paid for an even better career but, it was all hoax and got expired. Bye opportunity. 

What are you waiting for? Anything helpful for this existing reality? Well It's just purely my opinion. This doesn't meant for you to stay greedy. Please if you do that. You'll be ruining the purpose of your living state. I don't have all of the answers. I am lacking in philosophical books. It's just my 2 cents. 😆 Yup, I don't even have a job, savings and insurance. So here's my thick face and yes, we are accepting my 2 cents. 😂 Don't be judgy, a nothing in life like me has made a lots of reflection and realization from my up and down career and business venture. So here we are. 

First, accept that this is your life. Secondly, do not accept that this is your life. I mean not in a bad way to hate it but, to change it. You've already seen and felt enough why won't you BREAK THE FUCKING CURSE. You hate this cycle and if you want to truly be freed from all of this, Well this is the best revenge is to SAVE YOUR LINEAGE from this GENERATIONAL CURSE. Nothing will go right for forgetting your responsibility. It will cause more harm. You can't even hide from it. It will be more expensive, if you don't mind the future. And guilt is lifetime poison that can never be cured. Next thing, after accepting it, you know that you still have to help because it's your family. They will save your ass when you need it. It's true but, do not believe it that much. Just don't forget to save something for yourself, not for your children, but FOR YOUR OWN RETIREMENT. Because, one day you'll never know if your next generation is willing to help you or not. And hop hop hop! Stop! You don't have the right to make SUMBAT that if it wasn't for you they'll be all dead. They are your responsibility and they don't have to pay anything in return. You created them. And with relatives, you open up your hands to help so, no asking in return. Except if you have a contract. RESPECT YOUR VALUE by putting lawful powers to the agreement. This is purely FINANCIAL LITERACY. A fair and balanced way. Don't forget that the Universe makes its way for you in the future. Just don't be so stupid that you have forgotten yourself and your dreams.

Now after you have accepted it and continue living. Hate it forever by not passing it down and don't be a burden to your children. Robert Kiyosaki said, "Poverty can be taught down." 

1.) Teach them to be accountable in their life decisions. The more you judge their opinions instead of helping them to be enlightened, the more they will loose confidence in a long run. They will gain fear and doubts that can cause job loss, perfectionism, and stagnation. 

2.) Don't criticise their ARTWORKS, creativity is already perfect. It's from their Intuition. Everybody has their own RIGHT BRAIN INTELLIGENCE. This is not yours! Let them hold money so that they won't crave it. As they step into grade 2, they should have known how to save money. That's a good sign that you're not raising a parasite. Let them love the idea of reading books. It saves more money, and even for wasted time looking for strengths and chances. And lastly, this is the number one trait of a true rich mindset, they love to learn more.

3.) For your parents, buy insurance for them. 

4.) For your wife or husband, you MUST look for a partner who is considered a business partner that builds assets not a liability. Control the money if it's not economical anymore. 

5.) For your relatives, oh JESUS CHRIST do you really have to!!! You can give presents but stop providing like they should have to be prioritized. Say NO! If you can't. If it's an emergency, have the face held high to demand a contract. This is your money. 

6.) For your lover or finance, my next post is about pre-nuptial agreement. We'll be more precise. Of course, it's not even legal yet so don't waste money on someone unsure. 

These are few of so many basics you CAN DO if you're already the filling of the sandwich. YOU DON'T HAVE A CHOICE! Just accept it. Because, if you're just leaving them all behind, GUILT, REGRETS, and MISTAKES are hard to accept, when it's already late that you should have been there at least helping them. Karmic energy will always work out for you. You have shown genuine care to your people by being generous and it will always go back for you. It's your family. Sometimes they can be the one and only help for emergencies, if you have urgent things to do or to demand and you can't find someone who is willing to do a favor, right?! Someone who can take care of your healthy meal everyday. Someone who can clean your house and let you feel it a home. Someone who can look after you when you needed a break or got sick. These are the people you can't find that can give you a genuine care. Because, guardianship in the United States of America with this "I CARE A LOT" movie signifies that even your money magnetizes demons and puts you in a hell facility. 

And if you're a truly BREAD WINNER, how the hell will you be able to provide if you needed help?, if you got sick and can't go to work? Remember, they are the one who needed help. What will happen to you or them, if you die? 

SO SO SO Think about your NEXT LEGACY. You have created them and you will still benefit from them!!! You give them life and opportunity and they will truly pay it back. The MONEY you're building from is the true INVESTMENT that someone will take care of you. So stop hating the idea of having kids and marriage is expensive. FINANCIAL LITERACY for the entire family is what we all need. When you get old, who will look after you. Your siblings is too old to take care for you. Your niece and nephews have other responsibilities, most likely their family and parents. You can never be safe from the wrong person because, money is a character changer. Better place your savings for the right people.

Create one blooded family. Established a legacy. And you'll be saved.

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