Lemon Cucumber Water (Detox)

No retoke, no problem. No need to scam my money because, I am naturally blessed. 🧿🪬😘

Lemon water with cucumber is the only best detoxifying drink that you can get from anywhere. Since it's naturally made from our planet, it's so cheap. Some manufacturers charge their flagship products by 950% of the factory price. Like getting a pack of coffee from a factory is equivalent to 10 pesos per sachet. Obviously, manufacturers have to charge for operational expenses. But, some are overcharged and not economical for anyone who is on a budget and wants to be healthier.

No problem with that because, lemon water is a negative calorie drink that helps breakdown the fats. It has an alkaline effect for detoxification. Rich in Vitamin C, not even synthetic. Gives more radiant glow throughout your skin just like mine. And many more.

Sometimes being on a budget friendly mode saves you from deceiving marketing for which you don't know how it's truly made.

#wellness #lemon #lemonwater #detox #detoxify #cleansing #detoxdrink #detoxtime #detoxyourbody #Detoxification #detoxjuice

Dress to impress. A budgeted healthy lifestyle.

Behold a 10 year old dress for with my graduation dress on Class of 2014 and with a 9 year old gift bag. Money spent wisely, the leather didn't pop up still. Fitted right!

Haha! "Look at Carmina". She's wearing "that shirt again." Really like why would I buy new trendy clothes just to feed your ego? Ako gagastos? Ako mamroblema? Ako mag-aadjjust? Ako pa naging masama kasi nag-judge ka. Order in the court! 😆

Indeed, another money wise post. You see some of my dresses are extremely cheap and others quite a price. But with this dress, it only cost 900 pesos for 2 quality and lovely fitting that shape my entire natural body. Yes, it's not fake just to pretend to be sophisticated... I am a person who values her stuff so much that I wouldn't throw it away when it's still totally usable. Means, (makakailang tahi or repair pa at maging pambahay bago tuluyang itapon.) And even so obsessed when I really fell in love. I love to wear it from time to time especially, when not commuting (just to avoid low class mindset criminals just to harass me. Hehe, been a victim of sexual harassment in the streets anyway going back...) 

In a healthy saving tip, I maintained my body for this long and even went super slim compared to my chubby chunks when I was a college student. I saved money from dieting by eliminating rice, red meat and sugar. So, eating vegetables is way cheaper. By reducing added sugar on every drink I buy like 0% in Milk tea and drinking plain black coffee without table sugar from Sucrose and another sugar of milk, Lactose. (See removed from the grocery list.) I save not just money out of this lifestyle but, for my future health. Eating sugary will raise your insulin level just to balance the glucose in your blood. When it comes down, you'll feel numb and starvation. This is a false knowing of hunger, you'll just lose energy from insulin decline and therefore, you thought of eating again. Worst, eating another carbs? Another sugar? You're poisoning yourself. Consuming red meat and sugar will make you look even older and now you'll spend thousands for cosmetics, aesthetics, plastic surgeries and even pills just because you love eating trash. Whatever you put in your body, is what you will make of. SAY THAT AGAIN!

A lifesaver when I started being health conscious at a very young age. Yes, I am 30 and my body even trimmed way more down. 

Most of you like spending and enjoying life like you only live once. Truly but, how are you able to enjoy life when you only live half of your lifespan. I mean the more you age, the more your body starts to decline its energy and power. You are alive but barely living, you only spend the remaining years of your life surviving due to an extreme poor lifestyle. I'm sorry, but for not having a fitted body simply means to me that you're not healthy and irresponsible. Let's be honest. It's more expensive when you pour your money in medicines, doctors, lab tests, hospital bills or maintenance just for you to live. Again, the lab test is so expensive that it can even cost you more without helping you to be healed. There could be numerous lab tests before you fully find out if you're completely fine or not. How much for MRI, Colonoscopy, x-rays, ultrasounds, ANA blood test and others. This is not even yet your medication. The more you feel pain, the more test results needed to see. It's really devastating that your money PLUS someone's savings, someone's emergency funds, someone's insurance or someone's assets will be touched just for you to breathe or to have a second chance. Reflect on what I have said. A money that could give more opportunities to younger generations for them to contribute more to this economy will be given to the old you? Pity. Quite harshly, but this is the ugly truth and we're not talking about insurance yet. We're talking about your discipline that could cost you, or save you. Or be a burden to someone else.

Slim. Firm. Thin. Slender. Skinny. Lean. Is the true sexy. Health is the true beauty. And this is my opinion.

Btw, with my style. The goal is to be rich, 

not to look rich. Nobody wants to live a life of pretend. It's revolting. 🤣 Trying hard middle classes.

#HealthyLifestyle #insulin #sugar #insurance #oldclothes #richmindset #entrepreneurmindset #financialliteracy #investment #educational #FinancialEducation #healthiswealth #healthylife #healthyeating #healthychoices #sexy #slimming #fitnesslife #fitnessjourney #fitnesslifestyle #fitnesstips

Lifetime Business Partners

Lifetime business partners, not PARTNERS IN CRIME. 📝🚓🔒⚖️💰📱💸🎥📺🧑‍⚖️

(Well it's considered an idiomatic expression in another sense of meaning, of a friend or a confidant or a secret lover. From Urban Dictionary.) So, my partners are ethical and not accomplice ah. 🤣

In establishing an empire, it is so crucial to pick at least ONE ally to make your dream come true. Could be a group or a solid duo. Usually, in a secured generational business (if ever you became a tycoon), these people tie up with other wealthy families for business expansion. This is a POWERFUL, unbreakable bound. But—I did not say marry your business partner or do something beyond, below and far deeper from your long time friendship.

In the MLM Industry, we are told that you could find at least one lifetime business partner who has the same mission as you do. Everywhere you go or get into businesses, (not just in this so called relationship business of network marketing), it is so DUMB to build alone. You can't do that! You need friends, partnerships, community or connections: to make a greater contribution in each other's plans, ideas, strategies and learn from the others. It is not always what you know, even if you are already a top sales earner. 

Be very vigilant and be EXTRA WISE. People who have skills that you thought you could trust with can always be the Greatest DESTRUCTION of your nurturing career. I've been in companies with so called FRIENDLY COLLEAGUES who can destroy your name, career, reputation, identity and even your PAYING JOB for your FAMILY TO BE FED WITH. This type of people love inventing stories just to harm you if they DID NOT GET WHAT THEY WANT OUT OF YOU!!! If you happen to trigger their ego. ... these are the possible FIRST AID to escape a bad business intervention.

To identify such menace, 

• DO NOT SHARE EVERYTHING ABOUT YOU.

• BE CALM, STAY FRIENDLY. (Act civilized in a professional work manner, means do not get too close.)

• When JUST ONE SINGLE LIE is detected, please it's a huge red flag. (ACT LOWER, DO NOT ARGUE and SLOWLY WALK AWAY.)

• NEVER QUESTION or EDUCATE them, just agree to keep you out of the THREAT, but....

• WHEN THERE'S A HEATED ARGUMENT, (because one's egoistic pride has been triggered) GATHER EVIDENCE of your innocence and be very ready. The higher position/sales than you, will always look TRUE to the eyes of the management. This might ruin your reputation for a potential perfect partnership.

• DON'T EVER DARE TO BE FRIENDS WITH THEM AGAIN. Never include them with upcoming events or projects, because your SECRETS and PLANS is their greatest weapon against you. 

• FIRST IMPRESSION LAST. This is proven, tested and even efficient. If the transaction or relationship has a tiny bit or at least ONE indecency and immorality, simply ignore them and walk away completely. Based on my experience, they are dangerous like for example: Transactions just to close deals came from courtship or sexual manipulation and an educational argument (one is obstinated.) just to share ideas to each other turned out to be the one of the best example of a WALKING RED FLAG. (A self-proclaimed entrepreneur has been corrected on how english or language literacy cannot be based the level of intelligence. It began throwing insult and lowering people's standard just to exert so much effort on placing their self so high.) When the true colours has been revealed, they are the people will SCAM YOU OUT! These types of trying-hard-business-wanna-bes usually are corrupted and with active legal cases such as VAWC, SLANDER, and different kinds of ESTAFA. 

REMEMBER —a true business partner will help you grow in a clean way from the very fresh start.

It's hard to find true lifetime business partners. You'll have to be betrayed too many times before finding the real one. One of the best signs of a genuine personality is someone who has the same intentions, the same healthy mindset, and has true leadership skills. If you're not FAKE, then you attract true people.

*Imagine the same mission on building a better legacy, nothing could ever go wrong. But teaming up with cheaters to gain allies?! ... Do you even have a peace of mind that both you could be silently protecting against each other? What if, its motive is just their primary target, and you become a liability to their ulterior desires? What will happen to you?

BE CAREFUL. SAME ENERGY attracts, SAME FREQUENCY. I'll tell you who your friends are, and I tell you what you are. BIRDS OF THE SAME FEATHER, FLOCKS TOGETHER. 

#businesssuccess #businessman #businesspartner #journal #legal #moral #ethical #businessopportunity #businessideas #ethics #partnership #partnersincrime #business #PartnershipOpportunity

Civil Service Professional Journey

"Isang beses kalang naman papasa." Yup, I wasn't looking for any validation from this nor expecting a praise. It's part of my journal and my social media. Like why should I even have to explain. (Kinontra kasi ako bakit ko daw need ipost eh pakielam ko. It's better to see great things instead of drama on fb.)

Not even planning na to post din, but I felt their vibes of passing. It's a month of various LICENSURE results. So many nakapasa. Nakakatuwa kasi yung feeling na nakita mo yung lists. So I made a collage out of it. Just to mesmerize those moments: I saw and felt seeing those very pictures when I was checking them online.

I've already made a 1st draft of the story and it wasn't nice; so I lost the enthusiasm of sharing it. I had a bad experience in ¢$€ office. Already filed a complaint and forgave the employee who suspected me na assumera. Hahahaha "Paano ka nagka-appoinment? So, inassume mong pasado kana?" WTF 😂 We all make mistakes maybe they have forgotten that the results are out on every 2 months after the exam. In addition to their anomalies, (3x 💸) I told them that "Gayahin ninyo Lto and Nbi na may camera na sa loob, sayang pera namin." For 90 pesos rush id nyo and 1 pic lang need. 500pesos exam x 300k applicants twice a year. One camera per office, wala!? To cut the negativity short, I'm grateful for hearing my complaint about it. Thanks Director. 😚

Anyway, I should have been grateful and let it go right?! Nah. I worked hard for it, so I've earned it. If there's a hole in a system that needs improvement, well I am happy to use your survey. 😁

Congratulations to all passers. I may not be part of you, because the value of the board and the bar are heavier and worthy than I've got. But who knows what's next to our journey. Like 10 or 20 years from now we could be a licensed broker or an Attorney. I was forced to take the exam for 10 years and I just recently applied for it.

The future is still a mystery.

My tips and techniques I've done:

1. Review, practice and repeat. Mastery is the key.

2. Read any reading materials: magazine, online articles, blogs, news, novels just to boost your reading comprehension and broaden your vocabulary. 

3. Watch British films or tv series, especially the classic or historical. They have better and easier in understanding English because they're slow. Unlike American, they always eat up their words. I recommend Harry Potter, The Downton Abbey and The Tudors.

4. Make your own review notes. Copy, write, solve and questions or new words you see in a notebook. Make an album of screenshots too, but writing is even better for it implants down to subconscious mind.

5. No time or on the go? Download review articles, documents and Civil Service Reviewer  App on Google Playstore.

6. Watch YouTube for more visualize way of solving a problem.

7. Enroll in any review center. They have tips and ways for specific exams. Some questions have been repeated many times and some have a record of it.

8. Believe in whatever luck you can. I wear a red panty, I drink Cobra smart during the exam and ate chocolate for boosting my mind, I brought my chakra stones and use the Law of Attraction.

9. Follow what's best and easy for your preparation. I took a bath before sleeping and gave me relaxation. I didn't review the day before the exam and I'd enjoyed my day in the nature. 

10. Obedience is another way of success. I wore white shirt as an examinee and I used a transparent Adventure envelope as my bag. ( I know I can use this for my documents and I don't need another bag, knowingly it's not comfortable to display your stuffs out in the public.) This is powerful in aligning your energy to what's asking. Give and take. 

11. I bought books: 2 Civil Service Reviewers and a National Police Board Exam Reviewer. This will help you see the coverage of the exam. One of the best way is to know what the questions and what is it like to choose the best answers from it. 

12. Use the Power of Philosophy, Spirituality, Psychology hacks or Neurosciences. Like what I said, I drank Cobra Smart and ate chocolate. I play Brain Power Mozart or any classical brain musics during reviewing and reading. There're lots of smart hacks you can find and it's efficient.

13. Of course, follow and listen to the tips and journey of the multiple tries examinee and the passers. They can give you lots of shortcuts.

13. Always try the mock exams and aim to "WIN" the 1-minute-per-question rule. This will help you answer most of the questions. Do not stay on one question just to get the “best” answer—especially in math problems. Do not solve using long methods; that is not how the exam works. There are many shortcuts designed to save time.

Some questions are easy and can be overlooked, causing you to lose bonus points that could be the miracle points you need to reach the cut-off score. Remember, 79.9% is still a failure.

My visionboard as a wallpaper.

Lastly, use this deep understanding of Law of Attraction—or more precisely, the Law of Alignment. The best way to attract something you truly desire is by aligning it with your current state. Do not say, “I wish to pass,” or “I will pass the exam.” Instead, say, “I am a passer. I have already passed the exam.”

When you manifest using words that imply you do not yet possess what you want, you attract lack instead. This reflects desperate energy, which is a negative vibration. Emit the right energy by intuitively feeling that you have already won.

For more effective results, try creating a vision board, where you can see your manifested dream every day.

The purpose of Transparent Bag for Civil Service Examination.  👇👇👇

https://carmnescence.blogspot.com/2025/10/Civil-service-transparent-bag.html

From story archived.
My outfit for August 11, 2024 CSE Exam.

Civil Service Transparent Bag Purpose

Knowledge upgrade is just secondary when you failed in character development.

A not so totally budget saving tip because is not necessary, it's not even mandatory but for sure it's beneficial.

A technical way of saving money with a profound understanding of how it works. But in this post, to be specific, what’s with the bag?! 😂

You see, it’s one of the Civil Service requirements that must be followed when taking the exam. It says to use a ballpen and wear a white top while carrying a transparent bag. Few people actually followed this, and I was one of them.

A week before the exam, I started searching for anything “see-through.” Even a net wet-market tote bag would have been fine with me. But I told myself, “For sure, I’m only going to use this once,” because I wanted privacy for my stuff.

So, I searched online for something cheaper because I found one in the market at quite a price. And then I found a cute and cheap one—less than a hundred pesos, including the shipping fee. (Mahiya naman tayo na libre pa shipping niyan. 😂)

I almost bought this ₱25 Prima Donna transparent tote bag, but then it came to my mind: “This is only for once, and we already have so many eco-bags at home. This will definitely just end up in a collection, waiting to be torn out.”

So I refused to buy it, but I was still eager to have at least ONE.

There should be one somewhere. Perhaps, just around the corner.

I even imagined using a large Tupperware container. (Yung gift grocery na Tupperware! Hahaha! 😂)

The Universe is extremely generous. It always gives you what you want and what you need.

I asked my mother to look through her things for at least a small, old, or anything that could work. And she found THE ONE. 😂 The only one we found after a week of searching.

It was a plastic envelope—a protective document holder for X-rays—which was even better because it was really big! We even considered an Adventure plastic envelope for documents from a bookstore as another option.

As you can see, my shoes, tumbler, and umbrella could all fit inside. I handled it with extreme care because it wasn’t technically a bag—it was only meant for light papers. Still, it was manageable for the few hours I needed it.

And, of course, I still brought an eco-bag with me for after the exam. 😄

From story archived.
My outfit for August 11, 2024 CSE Exam.

So, what’s the tip? Why such an eagerness? It’s about alignment. And hey, wait! It’s not a joke, nor is it a weird thing. It’s a profound understanding of the Law of Attraction.

I know they have said that it’s not mandatory; it’s just encouraged. The Law of Attraction simply means aligning yourself with the same energy as whatever you want to achieve.

For example, if you want to pass an exam, instead of praying, “I hope I will pass the exam,” you should say, “I claim it. I have already passed the exam. I am eligible. I am a passer. I am confident and smart. I am one of those on the list.”

Saying “I will” implies that you don’t have it yet, so you’re not aligning yourself with the energy of something that has already manifested.

It’s a budget-saver to buy a ₱25 tote bag just to follow the alignment rules, even though you don’t have to spend anything at all. When achieving something, you really need to take risks or invest in things like paper and pens for reviewing, right? I didn’t say you have to buy an expensive or fashionable one.

It’s a matter of respecting the rules, allowing yourself to be humbled by what they believe is best for everyone, and perhaps, it’s also a test of whether you’re becoming an eligible public servant. (Oh, this is crucial. 😯)

Our bags were being sent in front, so what’s the need for transparency? An explanation doesn’t always have to be technical.

Hmm 🤔 I think it’s part of Republic Act No. 6713, which states:

“Public officials and employees shall always uphold the public interest over and above personal interest. All government resources and powers of their respective offices must be employed and used efficiently, effectively, honestly, and economically, particularly to avoid wastage in public funds and revenues.”

See? Want to hold a high position in public office? Transparency is essential. From the very beginning, you should allow yourself to become comfortable with it.

Are you willing to be entrusted with public funds? I aligned myself with that principle by being economical in the first place.

I said twice earlier that I was going to use this only once. Yes, I did say that because I manifested that I would pass the exam on my first and final take. Buying one with the mindset of “I can use this again if I retake” is a sign that you’re not confident that you’ve already manifested passing it. 😉I am a 1st taker and in good lord, I claim it. Are you gonna be the country's next generation of public leaders who will fulfill a clean track record? Like no signs of Corruption? Plunder? Graft? Extortion? Bribery? Yes passers, we are like that.

UPDATED: Already passed. Actual tips, guides and techniques is provided on the next blogpost.

Click the link.

Civil Service Professional Journey

https://carmnescence.blogspot.com/2025/10/civil-service-professional.html

#civilservice #civilserviceexam #civilservicespreparation #civilserviceexam2024 #CivilServicesExamination #csc #TRANSPARENTBAG #CSC #cscexam #CivilServiceCommission #civilservices #lawofattraction #alignment #alignmentmatters

Word of Mouth. A marketing strategy.

 

Jj's Baking on Facebook

a good marketing strategy.

Word of Mouth.

If you have a business, marketing materials is part of a non-stop expenses to keep telling the world what you have to offer. Word of mouth in a country full of MARITES will surely give you the BEST, FASTEST, and FREE advertising you could ever have.

Today's example is baking products. Perfect for PRESENTS, FEAST, POT LUCKS, SOUVENIRS, TOKENS or anything that people would have a chance to taste your creations. Note that some of our products are for gifts — a DOUBLE PURPOSE, serve as presents and a marketing strategy. This is a proven technique that we keep on doing. As a result, people now are asking for our baked goods and even customizing their preferences. Why not?! Customization is even better to present their own efforts without doing, because you put your thoughts into making something for your loved ones. 

On the contrary, if you keep on doing dirty business by scamming your clients, investors, customers and employees; do not expect people who know your secrets will ever support your future projects. It's basic psychology. Do you want prosperity, abundance and money works for you? Then you don't worship money just to gain sales or to close a deal — you work for people. Relationship business matters more than ulterior desires. Remember! Business is when you do fair trading. But when you reap people's money, you're not doing business, you're stealing. Baked by Jj's Baking 

#marketingtips #marketingstrategy #MarketingMagic #wordofmouth #advertisement #advertising #marketingmanagement #businesstips #moneytips #businessideas #businessgrowth #SupportSmallBusiness #supportlocalbusiness

A journey of a true business dream.

 

Jj's Baking on Facebook page.

A journey of a true business dream. 

When you say it's true, someone who started doing business from their resources, without asking for investment, and credible in managing cashflows. Slowly but, surely all upgrades are being afford by valuing the basic and earning from it. That's how you can put up a TRUE START-UP BUSINESS. Take note that this excludes the fake entrepreneurs who made themselves LEGIT by just legalizing their business, manipulating people's treasures and use it.

Our journey started in 2020 when I enrolled in TESDA BAKING for free. Unfortunately, 3 days from that day, the very 1st ECQ lockdown started and we never received a call. So what we did is to start on learning from our resources. Yup, starting a business doesn't really require money or much of an investment. We never asked money from someone except just around us, fam. People would think that this is a "piece of shit business" just to lure Investor's money, and entice them to support for only our own benefits. No, when you're genuine and passionate, challenges are not a hindrance. We are eager to start from scratch. Anything available at hand ignites the excitement of possibility. Scratch could be our hard earned savings, monthly from payrolls, stuffs from the kitchen, cheaper utensils /packaging and even learning hacks to save even more.

Since 2020 up to this year 2024. The homebase business created a vision on putting up a place. From years goes by, it creates trial that turn out to have its very own signature recipes and repeat purchases. All money is not wasted. Every penny pours into our training and learning, adjustment and process. A process is one of the aspects of true business venture. Other so-called entrepreneurs are good at using people's money for their own benefits to their selfish achievements. These poor investors are Angel investors. They give money to their ghost business without learning from their business journey. So, when putting up a business, it's way better to start from the scratch. You might never know if this chosen business is for you or not. You don't need millions to put out an unsure business specially, when the proposal is just a copied idea from others. Others that are already heavily invested from years of experimentation and on & off operations. 

At least this kind of set up will save you from a burden of facing a legal battle from ESTAFA (if money lure involves). Imagine paying a loan monthly from a wrong business or even worse, "recent closed business" is a painful liability. It feels like you're throwing away your money from a mistake. Don't get hypnotized on hype. Don't ever throw your money to a dubious business on swindlers. Don't acquire a huge debt with interest on banks just because you'd like to try a new venture. Don't squander your money when you don't need it at all.

START FROM THE SCRATCH!

Know your passion. What are the things you always do? What are the lifestyle you can't avoid? What are that unique or probably strange ways you won't even rest just because you love doing it? What is that ONE THING you love spending to talk about that you can't seem to explain why would you dare invest a time for? What is that same thought you won't even quit? It could be your calling. 🤞😉

Me I love tambayan. That's why I am tambay and unemployed hoping to have a slight chance in businesses. And I'll keep on trying. 😂

These silicone molders are another best collections for new cake design. Clients would be delighted for additional options to customize their treats. 

#startup #startupbusiness #investment #moneywise #MoneyWiseTips #homebasedbusiness #cafe #cafebusiness #cafelife #businessopportunity #businesssuccess #business #Scammer #scammersbeware #economy #businessgrowth #businessowner #Businessideas #financialfreedom #financialeducation #financialplanning #financialliteracy

Judgemental People

It's so sad when your intentions are misunderstood. People often misinterpret without discerning the context, understanding the cause, knowing the source, or considering the trauma, journey, and the entirety of the story. Especially when your words or actions weren't meant in the way they perceived. Then, you feel forced to make a statement and defend yourself just to get things straight.

A victim of criticism too. A valid opinion from past misery. The unheard one side. Scream of the voiceless. This is the danger of creative writing. 😥✍️

Why do you even have to write? Well, why don't you ask that to our journalists, authors, researchers, historians, novelists, bloggers and the next generation of writers-those who choose this career as their contribution in their time.

#creativewriting

In addition to this context, our universe evolves in a matter of balance. Positive and negative like Yin and Yang, black and white, right and wrong. The writer may have not known the subject's side but, CONSIDER the nature or the source of the writings. Everyone has a right to reason out their opinions. Nobody is wrong in making one. Regardless of people's background and status, everybody is innocent in their own thoughts. Why?! Because, this is their point of view, their matter of understanding, the level of their knowledge and to be more precise, their experiences. Even if you think you are more right, their thoughts might be valid. As an example of this is a product review. The writer made a frustrating feedback. Understand what and who is the writer in the topic. Is she a client, a customer, just a spectator, a critic or what? Consider the fact that the writer may express her feelings on what happened to her experience from the product, from shopping or even after sales service. So, there could be a history, trauma, or unknown and even deep unpleasant experience that may link and resurface just now. This simply implies that her own personal wisdom about it is far more different than the third person's knowing because, they are not in her shoes during those times. To conclude, part of my principle for criticism is just to stop, calm down, and understand what went wrong. Know first thing about the commentators standing. Even if you think you're right and they are wrong and felt bad about it, it's still your fault. You devalued your standards by allowing it to harm you instead of nurturing you. Lastly, do consider the type of the writing. News is a public awareness, an article is for more information and educational purposes and a journal like a diary is for life's experience. Then again, stop, calm down and consider. Most of what we encounter is a whole lot of misunderstanding. Right?! What if it wasn't even for you? Being stoic is still a winning piece. 

“It doesn’t hurt me unless I interpret its happening as harmful to me. I can choose not to.” - Marcus Aurelius

My inside clinic job experience. (A point of view article.)

 

“Only Belo, or a legit licensed medical practitioner, gets to touch my skin.”

My inside clinic job experience. 
(A point of view article.)

Health care is what we all need. People invest heavily on medication, especially when they want to be cured an current illness or disease. They even pour it on insurance just to avoid a substantial amount of pain. And this is my realization: it's not just getting inside the salon, but wondering on how things work. Yes, some people call it a clinic, but it's less from that. 

"An aesthetician is not a doctor or a medical health professional, so they can't: Administer injectables such as botox or fillers."

 https://www.webmd.com/beauty/what-is-aesthetician

I am not an aesthetician and will never ever be, only if I am a license medical practitioner. Why is that? My mum told and warned me about how I was so proud doing aculift. It's an acupuncture in the face with loads of needles like ancient therapy thing. She told me that if you made a mistake and people get paralyzed on how unprofessional I was doing, I could be in jail. No certificate on performing it, no further knowledge. Even the guide entrusted me on practicing it without him supervising so, I didn't mind that it was so serious. I've done it once because, we're currently on training. Just once. Of course, how would you be able to learn it if you're not gonna do it, right? But here's my shallow realization. I am writing this because, finally it made up my mind that this could end truly worst. I saw one of the students that she is so proud having multiple certificates just to say that she knows what she's doing. Probably yes, but her certificate only signifies that she completed the training. The certificate indicates "NON MEDICAL". Anybody can be trained. Anyone with no pre-med background can enroll. Anyone who finishes the course can do it straight to the patient, simply because, they are already certified. But I am not confident. My mother was right. Some of these clinics doesn't have doctors present during these services and some clinics doesn't even have one. What if you're hypersensitive to something you don't know? This is an honest opinion. What if there's a complication and a reaction happened? Would you think they can medically adviced you to buy something without prescription? What if another scenario that leads to worst? Do you think they can be liable from their negligence and malpractices? Yes, but financially? Do they have insurances to cover you up? But some clinics are just plain salons or spas. Even a LEGIT LICENSED NURSES are prohibited to perform without training and further knowledge about intravenous injection. Educate yourself about the law.

[ PRC BOARD OF NURSING RESOLUTION NO. 08, s. 1994, February 04, 1994 ]

https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/10/39202

When we're talking about Medicine, one of the renowned doctor in the Philippines, DR. VICKY BELO who is a dermatologist and came from prestigious university with continuous education to enhance her career. She has clinics and it is pricey. We know that she is better and higher than any aesthetician in the Philippines, simply because, She. Is. A. Doctor. Obviously, she and even probably hiring pre-med graduates who can give professional advices about medication and health if something goes wrong. Far more plausible, that her corporation is professionally capable of handling irregularities such as; they have insurances and better knowledge. She and her company are well-known and branded that they will take care of you thoroughly for which they don't want to ruin their glamorous businesses. It's just because, reactions and complications can happen sometimes. Of course, expect for higher prices. Paying a probable high cost for high-standard medical procedures is better than facing higher costs to catch them. Your choice. Doubt intensely, if someone says they're higher than her. Check her history. 

https://belomed.com/the-base/5-botox-myths-debunked/

You see why I am writing this? Because Why effin not?! I am a writer, a blogger and a journalist. A journal of my life's journey. Realization, awakening, education, ideas and for public awareness. If you're an aesthetician, this is your chosen career and if you feel bad about my opinion, you have every right! It can truly hinder your career. If you're mad and you're against all of it, apologies but when we're talking about science and medicine, closed-minded people are not allowed here. It's purely logical and reasonable to doubt for. You're injecting and putting inside of their body. What if something happened to them? Like paralysis. Can you even explain without asking your doctors about it? Are you even licensed to prescribe medication even if it came from your doctors? Can you help yourself when it becomes worse? They should be the one doing that. Do note that not all doctors are the same. Another reason why we have the term "specialista". One licensed doctor sued and jailed from his malpractices due to reckless imprudence resulting to physical injury. See news below.

https://www.philstar.com/opinion/2023/11/22/2313230/lawyer-got-wrong-doctor-doctor-got-wrong-lawyer

Well how about you? No diploma. No pre-med background. No other medical science knowledge. If you still want to continue this career without credibilities, you can still pursue it. (Except for anything needles....syempre mag-mamagaling ka pa sa batas!). I don't want to end up your trial and error method because, a master was once a beginner. We create mistakes and it's natural, but a mistake in cosmetic surgery, mild surgery or injectable procedure, ... any needle job? No effin way. Based on my opinion, it would be credible that there's a MEDICAL TERM in your licence or certificate. By having this, a LICENSED, MEDICAL PRACTITIONER is your mentor! Save yourself from millions of pesos in hospital bills and punitive damages. You're not as rich as Belo. Remember, there are tons of medical aesthetic schools out there and get the real one. Not just a legit term in their marketing strategy. An expert term has a long time career with heavy credibility and further intelligence plus "A LONG TIME CONNECTIONS"— as for your character of reference. By the way, imagine this. You're a licensed medical practitioner and your trainer is not even one; would you like to end up in jail with them? You spend money, time and effort to win that degree even prayed to pass in PRC BOARD EXAMS, but someone lower than you might revoke your credibility. Your formal education is even more credible, than enrolling in a sub-standard training with disreputable on their part. Before you throw your money, ask their licensed number and check in PRC Website. (This effin crucial!!!)

My inside job not outside job, haha yes, because, people knew we're Field Marketers. I know some things and have never seen how their schools work. Except, seen student's training and practicing their learnings on a live person. Just to clarify, I was never a student of aesthetics, only from holistic therapy. I don't literally know all of it. I just don't like those students who are not qualified and credible to enroll for any advance cosmetic procedures such as — a million times, the injectables. Like I said, it's just an epiphany from my mother's precaution and I began to wonder about it. Well it's extremely rational! It's completely a skill based job that doesn't require a diploma, but then again, injection and chemicals for your body? Never. I'd rather find a Medical Aesthetician with license doctor present at all services. Apparently, there are clinics which still do this illegal practices even though it's safe. They are not just licensed to do it, but insisted on performing it. Think about being a student of a trainer who is not even authorized to perform under the law? Are you truly confident to inject something and you're not even pre-med licenced like medtech or a nurse? Yet, some of the clinics which do these are open doing illegal things during broad daylight. Far worst, using the term and called a Doctor without a license in their clinic, even acting in their paid presscons.

"administering injections is considered a medical act. And doing medical acts without a license? That's illegal."

https://www.respicio.ph/features/the-risks-of-unlicensed-medical-practice-in-the-philippines-what-you-need-to-know

So, if you're as sensitive as me? Allergic? Skin asthmatic? Sickly? Or you don't know your triggers. Better find a dermatologist. Not just a certificate will ever touch my skin. Even acupuncturist. I am sorry. I am just not that comfortable. 

So, is an esthetician a bad thing? No, both have different specialization. Aesthetic is more on therapy and relaxation. Compared with it, one can actually do surgery and prescribe drugs while them cannot. If you like both for assurance, because a doctor will never do holistic therapy moments with you, find a Medical Aesthetic Clinic. At least a doctor you can talk and run to. So before planning anything else without thinking, that doctor must know all the things that they don't know on what you're about to do. Then again, my story and my opinion, when it involves injectables, it must be a licensed medical practitioner.

Are you a student? Make a thorough research and make sure to check the qualifications and requirements. But if you're a patient? How would you know? 😉 ... My mom was right and she is a graduate of Caregiver in St. Augustine School of Nursing. Has a science and limited medical knowledge who warns me against illegal practitioners. Don't ever waste your money from someone on the very first start of their career — are already a fraudster. Why not?! They didn't even gone through sleepless nights and severe anxiety in Anatomy Course. Ask the med students. They know.

And for the finality, I like to include my opinion on injections for tattooing. It has mini injections and putting liquids inside the body. So, sorry to all tattoo artists who have already been managing their studio, have done successful creations and have made a living out of it. It's still about needles.

https://www.indeed.com/career-advice/finding-a-job/what-degree-do-you-need-to-give-botox-injections

...

{In Thailand, an unregulated cosmetic enhancement industry is thriving. Botched procedures undertaken by unlicensed practitioners are leaving patients disfigured and forced to spend thousands on reconstructive surgery. VICE World News finds out why there’s a demand for unlicensed treatments despite the risks.}

https://youtu.be/GTpK4POLm0g?si=LK6f8tZ7LoV_2fTd

...

{While writing and editing this case, I found myself moved to tears, deeply empathizing with the pain of a mother who lost her son following plastic surgery. Her seven-year-long battle, still ongoing, to seek justice for victims of medical accidents is heart-wrenching. It's unimaginable what she has endured, to the extent that her dark hair has turned grey, weathered over the years by grief. My thoughts and prayers are with Daehee, his mother, and all those affected by medical accidents.}

A story of knowledgeable licensed doctors can still make mistake. How about you? Who is not licensed to perform? Still wanna enroll?

https://youtu.be/zRzuj4gy9HY?si=OrIznyLE0rksMP5O

...

{Whats the difference between estheticians and dermatologists? I hope this helps break it down!}

https://youtu.be/NnBtGYYUQVY?si=iEoZplUdZYqgrHfu

...

Click YouTube link. I am not against aesthetic beauty. If you want to bring out confidence in you, you can enhance your figure. All the way you want and take a risk.

"Beauty therapists and aestheticians are not licensed medical professionals. Therefore, they are not authorized to administer these cosmetic procedures by themselves."

https://aptinjectiontraining.com/blog/who-can-perform-botox-dermal-filler-procedures/

#IllegalPracticeofMedicine #injections #botox #fillers #PRCBoard #medstudent #License #doctor #cosmeticsurgery #premed

I am a Civil Service Professional Eligible on 2024.
 Right after exam I went to Belo Trinoma.

🛑 REMEMBER! YOUR FACE, BODY, AND HEALTH CAN’T BE UNDONE OR RESTORED ONCE THE DAMAGE HAS ALREADY BEEN DONE. NO LEVEL OF JUSTICE CAN BRING BACK YOUR FACE AFTER THE INCOMPETENCE OF AN ILLEGAL PRACTITIONER. WATCH THE DOCUMENTARY ABOUT THIS CASE IN THAILAND THAT I PASTED HERE.

Generational Wealth

 

Generational Wealth

Ano bang magandang ipamana LEGACY o PROBLEMA? (A point of view article.)

Ayala Clan is one of the best example to value the legacy of generational wealth. From Spain and continued from migration in the Philippines of the year 1834, the middle of Spanish colonization by 8 generations now. I've read one of the articles about their oldest running conglomerate on how they train their future heirs of the company. At a very young age, they are taught and trained to manage their own finances. In the earliest of their schooling, Grade 2, they know how to save. They know the value of asset vs liability. Heirs don't have to be pure blooded family to run the businesses. It should be someone who UNDERSTANDS the investment. Someone who will continue the legacy and excellence in their name. Who knows the value of the future and sacrifices to obtain great trust and respect in managing and leading to provide the betterment of the society. Something they want to contribute as they have been known as a Nation Builders. They see management as not an obligation nor a hefty responsibility but rather, a great model to be followed with. They think about their future FOR EVERYONE'S BENEFIT.

But how is your family? How are your grandparents, parents or anybody ahead of you? What are they doing? What are the things they are so proud of, to share with you? Is it hard earned money? even their own true money? Or a character to become a better person? Or a problem that they started in the first place and handed it over to the next in line? Blaming you? Entrusting it to you? Are they even honest all this time? Sounds loathing, right? But whatever you are, wealthy or lack, fed by a scammer or not, raised by a criminal or what, a true wealth should start from you. 

Based on my opinion, I have seen in the Middle Class families with something little to inherit from are the people who don't have financial literacy, who don't know how to multiply or to generate wealth from investment, who squander little earnings for happiness, who don't want to educate themselves from books to seminars because, they want fast success and for worse, they know what they did, and they even have the guts to let inherit their ways to the next in line. But why?! In my point of view, if I were having children, "ANO KAYA SASABIHIN NG MGA ANAK KO OR APO KO NA GANITO ANG MAIPAPAMANA KO SA KANILA" Damn right. What are my future family would ever say things about me on how I brought them up in this broken economy? They're not stupid to tell stories about how I ever got myself like this. Oh no, we're not talking about money. What legacy can you share with them? How did you become so credible in building your own empire or the best version of you? Hating it? Remember that this is my opinion. If you ever got hurt, your insensitivity is not my responsibility. Not even my fault. It's a cruel world that we try to win in life but still, frauds and challenges keep on defaming us on how we supposed to have integrity in our journey. But listen, why won't you end the pattern of that impoverished disposition that keeps on lurking in every blood in your family tree. It's a huge embarrassment not for the other prominent family nor to your husband's name but to your blood-in-line. Me? I was afraid and ashamed to wake up mine and welcome them in my world without fortitude in my ass and I don't want them to suffer from my mistakes, my limitations, my weaknesses, my debts and even from my fears and doubts. I wasn't ready to manage my people because, "Wala pa akong napundar na empowered character." I am aware that I have lots of failures and I did blame people too. I remember when I was a child, I wasn't allowed to have an overnight camp inside Ateneo De Manila Boys Scout from our St. Mary's College Girl scouting club until I made my own way on making it happened. Oh yes I did, a last minute begging to let me join in or else, for the rest of my dear life that I will never forget missing the opportunity to gain such surviving tips, social skills and any other things I can learn from that one time experience. I was like, "Why are you even so strict that you're not even tycoons? It's inside Ateneo, and it''s safe." Right now, I ended up so bad because, their fear and doubts were injected to me that even my plans in life are not well organized. Children might not enhance their decision making skills with these matters. That's not how you train your future investments for your retirement plan. Look what happened to Sarah Geronimo, venting and breaking down on her concert. Lucky for her, she has something and earns during years confinement with her stern culture.

Hear this. "Ilan taon ka ng namumuhay sa point of view mo hindi mo naman yan ikinayaman. Baka it's time to listen." Why because, nothing will ever change if you expect it from your old habits. "Wala ka naman ginagawang bago, para magexpect ng bago sa buhay mo." What if, a scenario like this, let's say. A mother has been embezzling from her investor just to earn from a living, to sustain her fraud lifestyle or to start a business for her daughter's tuition fee? What if that daughter finds out how her mother was doing all this time just to get food on their table? What. Are. You. Gonna. Be. Looked. Like? Will they be even proud of you? Probably, for my perspective. I'll rather die in starvation than to hear your poor reasoning just because, you have dependents. 

"Decisions, not conditions, determine what man is." - Victor Frankl

STOP GIVING CHILDREN'S HEADACHES from your unscrupulous ways that you're living from years. Fix your problems. Arrange your complications. Plan ahead. Think about insurances. Pay your debts. Learn hard and Study more. Face your responsibilities and stop asking it for someone. Avoid denseness that can lead to legal offenses. Stop pretending and lying. Be flexible. Adjust.

Legacy is not about money. It's the character that they can never steal away from you. And it's not even hard because, you don't have to save millions for them. It's even free, you just have to live by it. Think about Ayala Clan again. They stayed rich for many years because, being an heir is not owning a million dollar corporation, but a leadership skill that is willing to take responsibility for helping the society grow, providing jobs, establishing a foundation, contributing to our economy and expanding for more opportunities. It's not the money that they are after, it's the character of a true leader, a true nation builder who understands hard work pays off and who understands being generous is more of a blessing to come. They even study hard just to be in this famous Ivy league, Harvard University and INSEAD "The business School of the World." And there you are? Draining someone's, asking for more. Let someone work for your own benefit. A bad leverage. What are you? Using legalities to make illegal legal? That's not how money is made. Don't try to abuse the power of attorney if you still think you can pay more than enough. Karma is still part of the generational curse.

Take a DAMN LOOK AT YOURSELF. What are you proud of? Shut up, you're not. I don't want to end up like you. Like everybody else, in a grave soon to be forgotten and will turned out a fossil fuel. I want to be great. Great enough just like Queen Elizabeth I who did not follow her father's infamous footsteps King Henry the VIII, and that her tomb is well protected and worth to remember for. 

And the last thing you think about what you can give, have something like INTEGRITY, CREDIBILITY, and an ETHICAL CHARACTER. That's the best thing they could ever get from you, I didn't say money has no value but those priceless things don't have problems to carry on with it. Think about it, what if they have already known about it, they wouldn't even dare to say it in front of your face that, "Kung ikaw ang naging ama/ina ko, napakamalas kong anak." 

The family you create is more important than the family you come from.

This image was originally posted to Flickr by Familydestinationsguide.com Images at https://flickr.com/photos/195041916@N08/51903242928. It was reviewed on 23 May 2022 by FlickreviewR 2 and was confirmed to be licensed under the terms of the cc-by-2.0.

File history

The Last Will and Testament and Pre-Nuptial Agreement.

 The Last Will and Testament and Pre-Nuptial Agreement.

Update your Last will every fucking time!

Update when your BLOOD abandoned you, used you or disrespected you. Update when you win a lottery. Update when you got married. Update when your spouse cheated!!! Update when you married a single parent. Update when you have a booming business. Update when you receive your inheritance. Update when you don't have an heir. Update when you already choose an heir that will continue your legacy. Update when you're not yet married for a long time living with a live-in partner. Update when you're about to die. Update when you have a serious illness. Update when every time you feel suspicious and every time you gain something. Update when your heir is not credible or with serious illness. Update when your children have a change in personality. Update when your heirs married a liability partner that will ruin your legacy. Update when people knew about your inheritance and everybody seemed so friendly with you. Update when you feel suspicious to your life partner or business partner. Update when you're already SEPARATED, but still MARRIED!

Why is it crucial? It is a financial education for your lineage! Your money, assets, properties or anything that is solely for you. Money Wise should be an education not to be learnt only by you, because, a far greater treasure to obtain is to acquire a better legacy. You're a role model to be inherited. 

This money wise post is a security and assurance of your own possessions. A hard earned or ethical winnings that should be inherited by "the ONLY RIGHT PEOPLE" in your life.

Let me give you a true story! Do you need Tagalog for this one!? Probably. Now, a true story. This single, 3 offspring FATHER remarried, of course with a woman, she's plain single. The property suddenly or automatically went conjugal.<

Under the Family Code, all property accumulated during or preceding the marriage is considered conjugal property. This signifies that any property possessed by a wife while single is also possessed by her husband, and any property possessed by a husband while single is also possessed by his wife after they got married. According to Philippine law, when two people wed, a portion or all of their and their spouse’s assets becomes conjugal property. 

https://www.bria.com.ph/articles/how-are-conjugal-properties-divided-during-separation/#:~:text=Under%20the%20Family%20Code%2C%20all,wife%20after%20they%20got%20married.

>So, the woman has every right to the land title.

Here's the horror story. The father died. The spouse REMARRIED. So, what happened to her former family? SHE ABANDONED THE KIDS THAT SHE SUPPOSED TO TAKE CARE UNDER THE NONEXISTENT LAW of respecting your husband's children and far more worst, USING WHAT'S LEFT solely, greedily, selfishly... only by her, and not to include the supposedly BLOOD HEIRS. What happened to the 3 kids? Left squatting from different neighbours to relatives.

IN TAGALOG: Nagpakasal si tatay na may tatlong anak sa dalagang babae. Naging congugal ang assets na meron kay tatay. Namatay naman na si tatay ng maaga at may naiwang bahay at lupa kay asawa at 3 anak. Sa KASAMAANG PALAD, BINENTA NI BYUDA ang bahay at lupa at nagpakasal ulit sa ibang lalaki. ANO NGYARE KAY 3 ANAK? Nakikitira nalamang sa ibat-ibang ibang bahay, sa kapitbahay at sa mga kaanak. Walang naitapos, walang formal na pamumuhay, at walang tahanan na matatakbuhan dahil maliliit pa ito. Ang pera na sana'y naipang kolehiyo sana na galing sa KADUGONG AMA. Ang bahay at lupa na magsisilbing tahanan ng magkakapatid na sanang huling pamana na magagamit para sa mga KADUGONG ANAK. Walang perang naiwan, dinala ni byuda kasama ng panibagong niyang lalaki dahil ayon sa BATAS, congugal na ito.

Article 996 of the Civil Code states: "If a widow or widower and legitimate children or descendants are left, the surviving spouse has in the succession the same share as that of each of the children." Since there are two or more heirs, the whole estate of the decedent is, before its partition, owned in common by such heirs, subject to the payment of debts of the deceased, as provided in Article 1078 of the Civil Code.

https://elibrary.judiciary.gov.ph/thebookshelf/showdocs/1/67136#:~:text=Article%20996%20of%20the%20Civil,owned%20in%20common%20by%20such

1. If only the widow/widower is left, then she/he gets everything [Article 995, Civil Code]. 

https://ndvlaw.com/who-inherits-when-a-spouse-dies-without-a-will/?amp=1

But there are exclusive rights 🛑

Spouses Estonina v. Court of Appeals held that the presumption under civil law that all property of the marriage belongs to the conjugal partnership applies only when there is proof that the property was acquired during the marriage.

https://ndvlaw.com/understanding-property-ownership-the-legal-significance-of-the-phrase-married-to-in-transfer-certificates-of-title/?amp=1

*Check the land title if may "MARRIED TO". Meaning, civil way of acknowledging the presence of legal partner ng title holder. If meron, si byuda walang karapatan padin sa LUPA ng mga KADUGONG ANAK. If wala, pwedeng di angkinin ni Byuda ang lupa ng yumaong asawa dahilan sa di naman na acquire o nabili and lupa during marriage. If before Marriage meron ng lupa, walang karapatan ang byuda.

This is another case from an old law when a fixed marriage happened. A father gave a land title to his DAUGHTER as a gift since, it's arranged there's no love and true commitment for the both couple. The ex-husband sold the land title without the woman's consent.

See that law, KASUHAN MO YUNG ASAWA NG TATAY MO sa pagangkin ng lahat ng mana at siya lamang ang nakinabang. Soulfully, di naman siya kadugo. Kumita lamang siya dahil napakasalan. 

HEIRS

Whether you're a nobody or just a boring housewife. It is a must that you have a PRE-NUPTIAL AGREEMENT. This is a MUST security in a wealthy family. Can you imagine that you have years of hard work and even have a great legacy from generational wealth and your manipulative partner keeps on draining you? She or he might destroy the family's legacy that over the years has been following. 

https://www.esquiremag.ph/the-good-life/mavericks/fernando-zobel-de-ayala-and-hans-sy-on-succession-planning-and-raising-heirs-a00180-20180914-lfrm

Fernando Zobel de Ayala said, “The children are really raised not so they would work for the company, but for them to be successful in their own right, in whatever field they want,” assured Zobel de Ayala. “If we see that someone has the ambition and talent to join and can be competitive with the best talent that we have, then we start testing them and bringing them into the company. Because if not, they won’t succeed and won’t gain the respect of the rest of the employees. It’s not their right, they have to earn it.”

Another great thought to be prioritized is that even your FULL BLOODED OFFSPRING doesn't have the right to be an heir. Legacy is more valuable than your own kids. Obviously, they won't leave them anything like nothing at all. So, if you're someone to be proud of, start looking for the right people who will inherit. Someone who has the right to manage your HARD EARNED ASSETS.

MISTRESS BUSINESS PARTNER. 

A husband owns a business let's say it is his idea and he is a founding partner. A founding partner has more rights in the success of the business because, if it wasn't for him, her mistress shares or business will never run or operate alone. Let's say that the mistress has no skills, poor knowledge, and bad discipline in managing a cash flow. Only the Illegal one is dependent on the founding partner. Would that be the case of all assets that were from the MISTRESS is owned by the LEGAL WIFE? Of course!!! A law says, that everything from a HUSBAND that was given to the illegal partner is owned by a LEGAL WIFE no matter how the MISTRESS works as a right hand. How about the case of shareholders? Of course it's another case and another story. But if it's that the case, a legal partner is already winning than an illegal partnership. No matter what, there's no business or professionalism happening on them, right?! Talk to your lawyer. 

In TAGALOG: Si KABIT ay ang nagmamando ng negosyo ni asawa. Si asawa mataas ang pangarap at nakagawa ng negosyong sarili o ideya na pwedeng potential sa growth at success. Dahil right hand si KABIT pwede din siyang makielam sa operations ng negosyo, pwedeng makihati ng assets, possibleng kumuha o magdemand ng pera para sa gusto niyang layaw. Pagisipan ng mabuti. Ang kabit na sisira ng buhay ng asawa mo dahilan sa di nga ethical ang kilos possibleng karmahin. Sasagipin mo ba ang asawa mong nawawala na ng landas? Ang pangarap na pinag-planuhan para sa pamilya mukhang sa iba na tutuparin. Tandaan: Kung si asawa naman ang dahilan ng success ng kabit, mukhang pag PAGMAMAY-ARI ito ng LEGAL NA ASAWA. Kahit basura pa ito, lahat ng binigay ni asawa sa CONCUBINE ay hindi para sakanya.

🛑 URGENT: Kapag nakatunog kana? Iisa pa din ang BABAENG pinag-aawayan ninyo? TRUST YOUR INTUITION. Protektahan na agad ang para sa pamilya mo. 

How the Contract works here. Simple. If you're a poor person, have a PRE-NUPTIAL AGREEMENT still. What if your fiancé doesn't't want to sign? then leave him/her. A person who doesn't mind the future with you probably doesn't care about peace of mind and security. This includes INSURANCES, FAMILY PLANNING, EDUCATION PLAN and others. See the bigger picture. All start up couples have dreams and intend to save and manage their very own business. Protect your FAMILY'S ASSETS that have been established, worked and prayed for your family. Don't just let a MISTRESS dictates your ownership. So, demand any agreement because, let's make a general reality. We don't control the future like people who came in and out in our lives. They will change, if that's gonna happen. The only person you will trust is YOU.

Ex. 1. Pre-Nup Example. If a woman dies with inheritance obtained from her parents, the husband will never receive anything unless they have a BIOLOGICAL CHILD (good enough to finish college). Possible for legacy continuance. A land title would be better to give back to the named or blooded siblings. Or worst mindset, the husband will marry again and both will dictate to the assets of the dead predecessor.

Ex. 2. A husband committed concubinage will automatically end everything on a married wife. Like demanding sums from damages they have created. Logically, the male will firstly court a woman who she didn't even have a thought of loving. Until one day, the woman fell in love. In this case, if the man is only loyal to her, there wouldn't be any problem at all. But the man dictates her life, lives with him, changes her name for him, suffers pregnancy for him and others for a woman who have sacrificed for him to be his wife, WILL THOUGHTFULLY DEMAND A DAMAGE and REFUNDS for all woman has given up from his bullshit promises.

Your money, your properties, your assets and anything you will be receiving from anybody should be always up to date with whoever receives the legacy. Whether it's in your blood or not, better to plan ahead. YOUR RESOURCES should be inherited to those who respect YOUR NAME, YOUR EXISTENCE and YOUR LEGACY. 

Update your worth!

🎯 Updated to add this portion as of February 22, 2025. 

As for women's unfair circumstances. In the situation of a hard labor. A doctor will ask for a lifetime decision in choosing who is to live. Saving a mother by removing the child in the wrong position or saving the child by cutting the mother? What if you're the woman and you still want to live? It's reasonable and practical to always choose the mother who already invested years of living. What if ... And only if, there's a suspicious history or something? What if it's a woman's properties from family or hard work? Is it right to give him everything or send it back from your first family who has every right to own it especially, the once you got from your inheritance? Some cases of concubinage happen during the 1st pregnancy. The unknown dark sides of the spouses is slowly bestowing once lived under the roof. How does her body change? The tantrums and depression of a mother and the financial matters when starting a family. Nowadays how fast our matters are and everyone usually gives up too soon. Have you thought of how unfair this law is during labor? 

As for a man, this case happens on USA laws. After divorce, when a couple ends marriage, one spouse may be required to provide financial support to the other in the form of alimony. However, this is not permanent and may not be automatically granted for some factors. Usual cases are illness, financial situations like earning capacity, age for lengthy marriage and job for lack of skills. Now, what if a man's situation is being deluded from his wife's poverty in a way of escaping her unpleasant conditions? This happened on AFAMS, just an example but, not generally to everyone. This is one of the major complaints and opinions after the divorce, that they are still obliged. But, what if the woman is an opportunist who doesn't want toward her independence? He became a "milking cow" for her lifestyle. Another time and money spent for the long and legal matters only if a man has enough evidence? This case applies to both genders. It's just so common for a man to suffer like this knowing that a usual case of a woman is to stay-at-home for her health and childcare. Think about it in the shoes of a man. 

A PUBLIC AWARENESS.

Remember, sa mga large scale estafa or syndicated estafa, hustisya nalang ilalaban nyo sa laki ng na "NAI-WALDAS", wala na silang maisauli. Sa laki ng "NAITAGO", nakakatakas pa sila.

***A financial education for everyone. Feel free to educate me for everyone's benefit of protecting their family's finances, family's savings, family's emergency funds. Let's help one another.

Image by 

<a href="https://www.freepik.com/free-photo/top-view-career-guidance-items-judges_27641805.htm#&position=1&from_view=collections&uuid=42f2a939-3eed-4f51-ad4f-eae2432114b9">Freepik</a>

#prenuptialagreement #prenuptials #lastwillandtestament #lastwill #Inheritance #family #familyplanning #investment #Heirs #legacy #beneficiary #succesesor #Pamana

The Sandwich Generation

The Sandwich Generation 

Isa ka ba sa mga minalas na pinanganak sa broken world na nagtaasan ang bilihin?

"Your children are not your retirement plan. Your parents are not your emergency funds."

Oh you have heard this many times, right?! Whether you're a Millennial or not, you can still be impoverished with the way you think that can affect the way you live. It's in your MENTALITY so, stop the blame. This simple education that I've realized could be helpful in surviving this broken world. I am a Millennial and I am one of the GENERATIONAL CURSE BREAKERS.

Indeed and I am the heck of a pride! What I see, notice, even learnt from my journey is everything we do has money involved. Even our life span can be lengthened by eating pricey organic and maintaining it from medication. Travelling and buying appliances that could save us more time to rest and relax. What if you don't have anything left for you because, you have an obligation that you don't have a choice but to lend or else people will judge you, Furthermore, it will lead to guilt for which we choose not to support because, it's not totally your responsibility to be the main provider.

Let's elaborate. This is the majority case. You're a man. Male, degree holder, very likely a Middle class paying job and who have found stability in a corporation. Sounds soothing! Ahhh! But But But. You're a Millennial. You have living parents who stop working for whatever the reason and no excuses here huh, just a plain example. They don't have other incomes except a pension. Basic Filipino pensioners have 8,000 pesos a month. And of course, they don't have life insurance, a business or an investment. Since you have a good paying job and you're the so-called BREADWINNER. Hooray! You are obliged to help the household and a possibility of putting your siblings in college. Your sister should not have gotten impregnated during her school days, if you want to be even luckier. 

Now YOU! Middle class salary who pays 3x bills such as ENERGY, WATER and INTERNET. Plus rent, groceries for all, gasoline, lifestyle etc. Suddenly, you want someone who will take care of you when you get older. Same what you're doing right now. How much would the dating and chasing years plus her engagement ring? You got married and whatever she finishes she should probably stop working for the sake of children. You should be ready. She might not recover and unable to continue. Additional 2 or even more mouths to feed. Their health, their schools, more groceries and emergency funds that should not have touched ever. Logically some don't have insurance for them. Ooops wait, it's the information age. Your children must have technology such as phones and laptops in case of online classes due to heat class suspension. Each must have. Computer literate people are hirable nowadays. A college ready fund must not be touched ever for assurance of not being a FAILED PARENT. And mind again the pregnancy. If you've been so lucky enough that you teach your children to take care of their responsibility of OWNING their obligation of becoming a parent. What if not, what if they still need you. Hmm 

At Last, this is a true case for some. Since you're a man. (So I am so sexist about this post.) You're well off, is enough to say you have a decent job. You're OBLIGED to HELP YOUR FAMILY'S WIFE! Why is that?! Of course, you're part of the family. It is a must. It would be so impolite if you are to make a signed agreement for assurance. Ouch. This is quite true to some life story especially, the AFAMS. Whoever you are sirs, damn you're a MAN OF STEEL. I FUCKING SALUTE YOU. 

Hey wait up! This is true in my case. I did not include our Eldest generation earlier but, this is actually rare. It happened to be the most draining part of their history. Grandmother must be saved at all costs. Grandkids lend money. Far worse. It was promised to be paid back in a land title. Of course nothing happened. 🤣 Where's the financial security? A money must be paid for an even better career but, it was all hoax and got expired. Bye opportunity. 

What are you waiting for? Anything helpful for this existing reality? Well It's just purely my opinion. This doesn't meant for you to stay greedy. Please if you do that. You'll be ruining the purpose of your living state. I don't have all of the answers. I am lacking in philosophical books. It's just my 2 cents. 😆 Yup, I don't even have a job, savings and insurance. So here's my thick face and yes, we are accepting my 2 cents. 😂 Don't be judgy, a nothing in life like me has made a lots of reflection and realization from my up and down career and business venture. So here we are. 

First, accept that this is your present life. Secondly, do not accept that this is your fate. I mean not in a bad way to hate it but, to change it. You've already seen and felt enough why won't you BREAK THE FUCKING CURSE. You hate this cycle and if you want to truly be freed from all of this, Well this is the best revenge is to SAVE YOUR LINEAGE from this GENERATIONAL CURSE. Nothing will go right for forgetting your responsibility. It will cause more harm. You can't even hide from it. It will be more expensive, if you don't mind the future. And guilt is lifetime poison that can never be cured. Next thing, after accepting it, you know that you still have to help because it's your family. They will save your ass when you need it. It's true but, do not believe it that much. Just don't forget to save something for yourself, not for your children, but FOR YOUR OWN RETIREMENT. Because, one day you'll never know if your next generation is willing to help you or not. And hop hop hop! Stop! You don't have the right to make SUMBAT that if it wasn't for you they'll be all dead. They are your responsibility and they don't have to pay anything in return. You created them. And with relatives, you open up your hands to help so, no asking in return. Except if you have a contract. RESPECT YOUR VALUE by putting lawful powers to the agreement. This is purely FINANCIAL LITERACY. A fair and balanced way. Don't forget that the Universe makes its way for you in the future. Just don't be so stupid that you have forgotten yourself and your dreams.

Now after you have accepted it and continue living. Hate it forever by not passing it down and don't be a burden to your children. Robert Kiyosaki said, "Poverty can be taught down." 

1.) Teach them to be accountable in their life decisions. The more you judge their opinions instead of helping them to be enlightened, the more they will loose confidence in a long run. They will gain fear and doubts that can cause job loss, perfectionism, and stagnation. 

2.) Don't criticise their ARTWORKS, creativity is already perfect. It's from their Intuition. Everybody has their own RIGHT BRAIN INTELLIGENCE. This is not yours! Let them hold money so that they won't crave it. As they step into grade 2, they should have known how to save money. That's a good sign that you're not raising a parasite. Let them love the idea of reading books. It saves more money, and even for wasted time looking for strengths and chances. And lastly, this is the number one trait of a true rich mindset, they love to learn more.

3.) For your parents, buy insurance for them. 

4.) For your wife or husband, you MUST look for a partner who is considered a business partner that builds assets not a liability. Control the money if it's not economical anymore. 

5.) For your relatives, oh JESUS CHRIST do you really have to!!! You can give presents but stop providing like they should have to be prioritized. Say NO! If you can't. If it's an emergency, have the face held high to demand a contract. This is your money. 

6.) For your lover or finance, my next post is about pre-nuptial agreement. We'll be more precise. Of course, it's not even legal yet so don't waste money on someone unsure. 

These are few of so many basics you CAN DO if you're already the filling of the sandwich. YOU DON'T HAVE A CHOICE! Just accept it. Because, if you're just leaving them all behind, GUILT, REGRETS, and MISTAKES are hard to accept, when it's already late that you should have been there at least helping them. Karmic energy will always work out for you. You have shown genuine care to your people by being generous and it will always go back for you. It's your family. Sometimes they can be the one and only help for emergencies, if you have urgent things to do or to demand and you can't find someone who is willing to do a favor, right?! Someone who can take care of your healthy meal everyday. Someone who can clean your house and let you feel it a home. Someone who can look after you when you needed a break or got sick. These are the people you can't find that can give you a genuine care. Because, guardianship in the United States of America with this "I CARE A LOT" movie signifies that even your money magnetizes demons and puts you in a hell facility. 

And if you're a truly BREAD WINNER, how the hell will you be able to provide if you needed help?, if you got sick and can't go to work? Remember, they are the one who needed help. What will happen to you or them, if you die? 

SO SO SO Think about your NEXT LEGACY. You have created them and you will still benefit from them!!! You give them life and opportunity and they will truly pay it back. The MONEY you're building from is the true INVESTMENT that someone will take care of you. So stop hating the idea of having kids and marriage is expensive. FINANCIAL LITERACY for the entire family is what we all need. When you get old, who will look after you. Your siblings is too old to take care for you. Your niece and nephews have other responsibilities, most likely their family and parents. You can never be safe from the wrong person because, money is a character changer. Better place your savings for the right people.

Create one blooded family. Established a legacy. And you'll be saved.

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